AYR: 01292 286113  |  TROON : 01292 311800 

Armours Funeral Service








Armours Funeral Service Caring and Trusted Since 1981.

When someone close to you dies, coping with the practical arrangements can seem overwhelming. You may be feeling lost or shocked. We are a third-generation family business, based in Ayr and Troon, and operating throughout Ayrshire and beyond. We are here to offer guidance and take away worry or doubt at any point.



Immediate Concerns

There is no right or wrong time to call. When someone close to you dies, coping with the practical arrangements can seem overwhelming. You may be feeling lost or shocked. This may be the first time you have had to organise a funeral. Or you may have been preparing for this day for some time. It’s normal to have questions about the practicalities. Please don’t wait to call us. Arrangements can be made at any time and finalised later. We are here to offer guidance and take away worry or doubt at any point.

Step 1
Medical certification

If the death occurs at home, a doctor should be contacted as soon as possible. For deaths in hospital, a hospice or nursing home, you can contact us first and we will take care of all the practical matters. Unexpected, sudden or accidental deaths are referred to the Procurator Fiscal in Scotland or the Coroner in England for further investigation. This can lead to a delay of several days before you are able to confirm definite funeral arrangements.

Step 2
Taken into our care

Once a qualified medical professional has given authorisation, we can bring your loved one into our care. No matter where in the UK you need us, we’re available to help at any time, day or night, every day of the year. Our specialist team are known for their compassion and dignity. You and your loved one are in trusted hands. If you would like to, you can arrange to see your loved one again to say goodbye, taking as much time as you need.

Step 3
Registering the death

Provisional funeral arrangements can be made before registration, but a death must be formally registered before the funeral can take place. For deaths in Scotland, an appointment can be made with any Registrar within eight days of death. Deaths in England can only be registered in the district where the death occurred and must be done within five days. As funeral arrangements cannot be confirmed until registration is complete, we recommend appointments are made as early as possible.

Step 4
Spending time with a loved one

There’s no right or wrong when it comes to spending time with your loved one. For some people it helps with the grieving process and many of our clients tell us it has a longer term healing effect. This can be as public or as private as you wish.

Step 5
Arrange the funeral

Funerals have the power to be very meaningful. Unique to your loved one. A reminder of the things they held dear and which were important to them and you. Our role is to help you arrange an appropriate funeral. It may be traditional or contemporary, religious or non-religious, formal or informal – or a blend of influences, whatever you choose we are here to support you and carry out your wishes.


Repatriation to and from the UK. When someone has died abroad, they can be repatriated and brought back to their home country to be buried or cremated.

Armours Funeral Service can offer help both in repatriating non-UK citizens and also bringing UK citizens who have died abroad, safely home. We have considerable experience in arranging repatriations to and from many different countries. Rest assured at every point you can expect us to uphold the highest standards of dedication, care and respect.

First steps for UK residents

In the event a death occurs overseas, the deceased’s travel insurance provider should appoint a local funeral director. It is the local funeral director’s role to arrange transport of your loved one and necessary documentation back to the UK.

Step 1 – Registering the death

When someone dies abroad, the death must be registered in the country where the person died. The Foreign & Commonwealth Office, British Embassy, High Commission or British Consulate can all advise on how to do this.

In the absence of valid travel insurance, you will need to instruct a local funeral director to arrange care before returning to the UK and cover the costs of repatriation.

Once the death has been registered, the local funeral director in association with the local authority in that country will arrange for the necessary documentation to proceed with repatriation. The deceased’s passport is essential to this process. Timescales vary slightly but, unfortunately, it’s not unusual to face significant delays

Step 2 – Obtaining a death certificate

Death certificates will be issued in the language of the country of death. If need be, we can arrange for these to be translated into any language.

Step 3 – Making funeral arrangements

Whether we have been instructed to repatriate to or from the UK, before funeral arrangements can be finalised, authorisation will be required from the local authorities in the destination country. Also, whilst every care is taken, repatriation services employ third parties including airlines, ferries, and trains whose timetables and schedules can be subject to last minute changes. We therefore recommend that no funeral arrangements are finalised or announced until the deceased – and the paperwork – has arrived in the destination country and all necessary permissions obtained.

Step 4 – Returning ashes to the UK

Returning to the UK with human ashes will require a death certificate and a certificate of cremation from the country where death occurred. Each country has its own rules about departing with human ashes and there may be additional requirements. On arrival to the UK, expect to complete a standard customs form. It is also worth checking with your transport provider to find out how you can safely carry the ashes securely.

Step 5 – Notifying the authorities

The ‘Tell Us Once’ service can be used if the person died in a Commonwealth country, a European Economic Area (EEA) country or Switzerland. Using the deceased’s National Insurance number, central and local Government agencies are informed of the death and centrally update records relating to: council tax, passport, state pension, benefits, disability blue badge, and driving licences.

Step 6 – Leaving the UK with ashes

The best way to repatriate ashes is to take them personally. If that is not practical, they may need to be sent by air as cargo. Currently, courier and postal services no longer repatriate ashes.

Each country has its own rules for repatriating ashes from the UK. The best thing to do is determine the specific requirements with the consulate of the country to which they are being repatriated. We can assist with all necessary documentation and practical arrangements. You will always require at least a death certificate, a certificate of cremation and a customs disclaimer.

On arrival at the destination country, expect to complete a standard customs form. It is also worth checking with your transport provider to find out how you can safely carry the ashes securely.

Pre-paid Funeral Plans

When it comes to planning a funeral, it can be a sensitive topic to navigate – especially if you are a loved one planning a service or ceremony for the deceased. That’s why it may be beneficial to consider the option of a prepaid funeral plan – as you can help to alleviate the emotional and financial burdens from your family and loved ones by planning and paying for a funeral ahead of time.

Prepaid Funeral Plans from Open Prepaid Funerals

We at Armours Funeral Service have chosen to become an Introducer Appointed Representative of Open Prepaid Funerals, who offer fair, clear and transparent funeral plans.

The experienced team at Open will guide you through the process of taking out a prepaid funeral plan and look after the financial aspects of the plan, whilst keeping us on hand to ensure your personal preferences can be met and that we maintain our relationships with the families we serve.

This relationship allows Armours Funeral Service to provide Open with our expertise and guidance on how the funeral is conducted whilst they set up a plan to suit your needs and preferences.

You can jump straight to our page on Open’s website to see the standard plans and prices, simply click here.

A funeral plan tailor made for you.

As an Ayrshire firm with over 40 years of experience, we have supported countless families as they face their most challenging times. Just as every person is unique, so is every funeral service. Families can struggle to make decisions about the finer details at what is already a difficult and emotional time. but there is comfort in knowing that their loved one’s final wishes have been carried out.

A pre-paid funeral plan gives you the peace of mind in saving your family this worry. Our plans allow you to fix the cost of your funeral at today’s prices, removing much of the financial burden of your family when the time comes.

An easy way to do something amazing for yourself and your family.

Although arranging your own funeral may feel strange, our experience shows that it is an effective way of reducing stress for your loved ones at an emotional time because you have taken the time to detail your final wishes, it only takes a phone call to us for your funeral plan to be implemented. With funeral costs rising faster than inflation, it’s a thoughtful way to plan for the future.

As a family business, we understand more than most how important these decisions are and how difficult they can be to make. Our team are highly experienced to take you through all the options to create your personal arrangement. Our plans are completely flexible so if you change your mind about any arrangements, we can alter this for you.

About Open Prepaid Funerals

Open Prepaid Funerals Limited was formed in 2003 with the aim of providing a financially secure and ethical method of planning a future funeral by specialising in prepaid funeral plans. We offer a range of prepaid funeral plans, from a lowkey unattended cremation to attended services designed to suit a variety of requirements. You can also create almost anything you require in our very detailed and unique bespoke plan. The cost of your prepaid funeral plan depends entirely on the plan you choose, your personal preference and the level of service that you require. The expert team of Open Advisers will talk you through this on the telephone, online using a web cam, or if required, face to face.

Once set up, your payment is made into The Open Prepaid Funerals Trust Fund, where it is managed by professional fund managers, overseen by a board of trustees and independently audited annually. The trust deed has been created in such a way that its purpose is to offer greater protection to you the plan holder and your family or estate. We here at Armours Funeral Service will have the responsibility for the provision of your funeral on behalf of you through Open Prepaid Funerals.

Why Choose a Prepaid Funeral Plan

By choosing a prepaid funeral plan, this is a simple and practical way to let your loved ones know that everything is taken care of. Some of the main benefits include:

  • The funeral plan will be paid up front or in monthly instalments, this can reduce the financial burden on loved ones when the time comes.
  • Can alleviate emotional stress – planning your funeral before hand helps to alleviate added stress, but also provides a caring solution to decrease emotional stress on your loved ones.
  • Funeral Director professional fees are fixed – although funeral plan prices may fluctuate due to inflation, the price of the funeral directors professional services is fixed at the time the plan has been bought – meaning that your plan is safe for years to come.
  • Contribution to disbursements – your plan can include a contribution to third party costs, such as; the crematorium cost, a minister or officiant to carry out the service, flowers or obituary notices. Your contribution to disbursements is not guaranteed to be covered and your family or estate may have to make an additional contribution at the time of need. A list of potential disbursements are available in our terms and conditions.
  • Individual personalisation – by choosing a prepaid funeral plan, you can decide on the theme of your own funeral yourself and ensure that everything is to your taste and personal preference ahead of the time.

By choosing a local independent funeral director with Open Prepaid Funerals, you can receive a high-quality experience along with the expertise required – allowing you to be safe in the knowledge your funeral is taken care of when the time comes. Simply get in touch with us and we will arrange an appointment with an Open Adviser or you can contact Open directly on 0330 660 0072 to get the process started.

Armours Funeral Service is an Introducer Appointed Representative of Open Prepaid Funerals Limited which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 962403

Your funeral plan questions answered

by Oliver Armour – Funeral Director (Dip FD)

What is a Pre-Paid plan?

It’s just what the name suggests it is; it’s your plan for your funeral, paid in advance. We discuss all the options with you and give you a detailed costing at today’s prices.

Do you have a plan to suit my needs?

As an independently owned funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises or in your home, at a time that is convenient for you. If you’d prefer to discuss this over the phone or via email, we can assist with this too. You can tell us about any preferences you have in mind – the type of funeral you would like to have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into account.

What should I be thinking about?

No two people are the same, which is why we tailor – make your funeral plan for you. We pride ourselves on getting every funeral right for every family, and it’s important that your service represents you and reflects your life. Think about whether you’d like to be buried or cremated, weather you’d like a religious service or non- religious service, whether you’d like flowers or donations to a charity close to your heart. You may wish a favourite music to be played, or readings of scripture and you can choose your coffin, from traditional oak to an eco-friendly coffin.

Do I have to make these decisions? Isn’t the funeral best planned by my loved ones?

If you would prefer to leave the finer details of your funeral service to your family to decide that’s not a problem. We can create a plan for you that covers most likely costs leaving your family to arrange the service of their choosing without the financial burden.

What’s included in a pre-paid funeral plan?

Our funeral director’s services will be covered in your funeral plan, which means our fees will be fixed at today’s prices. These services typically include:

  • Professional services and making arrangements for the funeral
  • Transportation of the deceased from the place of death to our premises, chapel of rest or other suitable location
  • Care of the deceased and preparations for family viewing if requested
  • Advice on the certification and registration of death and related documentation
  • Provision of funeral vehicles
  • Advice on bereavement counselling
  • Coffin or casket requested

Although a pre-paid funeral plan can cover all of the services above, there are some additional third party costs to consider. These are the costs for essential, non-funeral director services required to carry out a cremation or burial which need to be paid at the time of the funeral. These costs are outside our control. Depending on the plan type chosen, a Golden Charter funeral plan can include a contribution towards some third party costs. They may include:

  • Crematorium fee
  • Minister or officiant’s fee
  • Cemetery fee: the opening of a new or existing grave for burial or interment of cremated remains

Other third party costs that may be associated with a funeral include:

  • Purchase of grave or lair
  • Hire of church or other venue
  • Fees for organist or soloist
  • Memorial, such as a headstone, entry in a book of remembrance, or the planting of a tree
  • Catering, floral tributes and newspaper announcements

There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan. Even if prices rise in the future, once your plan is paid for, you’ll have the reassurance of knowing there’ll be nothing more to pay for our services included in the plan – guaranteed.

What extras will my family be left to pay?

Third – party costs can’t be guaranteed as the prices are beyond our control – these include burial and cremation fees, church, newspaper, a celebrant fee, a piper, purvey costs and flowers. You can simplify set aside an amount for these costs.

What if I have an unusual request?

Anything can be noted in your funeral plan and we can carry out your wishes when the time comes.

What happens when I die?

When you take out a plan with us we give you a wallet sized card with our phone number and your plan number on it. Your family make one call to us and well organise the rest exactly the way you wanted it.

How much will it cost?

Because your funeral plan is tailored to your exact wishes, it will vary in price, starting from around £3500. Talk to us about your wishes and we can give you a free no obligation quotation.

Where is my money held?

Your investment is held in a protected trust fund that is regulated by the financial conduct authority. We, as funeral directors, are not permitted to hold your money in advance.

What happens if I change my mind?

If your wishes change about any of the details in your plan, talk to us and we can make the adjustments. If you change your mind about having a plan at all, you won’t lose your money, subject to a small administrative charge imposed by the administrations of the trust fund where the money is held.

When is the best time to start thinking about a funeral plan?

As soon as you are ready, ideally the sooner the better. Remember that prices are rising all the time, by taking out a tailored plan you are securing your future funeral at today’s prices.

Do I need a medical before taking out a plan?

No. There is no need for a medical or any other checks to be made. You can take out a funeral plan regardless of your age (above 18) or health.

The Service


A luxury fleet or something unique

Our funeral fleet consists of distinctive Black Mercedes Benz E Class vehicles and include limousines for family members. Each limousine is able to carry up to six people in the back, with one extra space in the front. Additional cars can be arranged for key participants. Children and babies can also be included in your transport plans but you will need to provide the necessary car seats.

We may be asked to provide transport for the minister or service officiant at some point during the funeral and it’s often the case they use the seat at the front. All our limousines have the facility to play music while you travel.


All local florists deliver to us as part of their service

Flowers can add another personal element. From traditional funeral sprays or wreaths, to contemporary displays, there are many options available. Often these are shaped by what purpose the flowers will serve after the funeral; placed on a grave, taken to a hospice or nursing home, left in a church or place of worship, or divided so family members can take a memento. We can arrange floral tributes on your behalf, whether that is choosing something for you where there is no preference or following a specific request. For personalised tributes or to see the fullest range of possibilities you may wish to talk to your local florist direct.

Planning funeral catering

Hotels, church halls, sports clubs and other venues are often used to provide mourners with refreshments after the funeral. Bringing mourners together can play an important role for family and friends in saying goodbye. Plus hearing stories and tributes to a loved one can add to fond memories and be a continued source of strength for those left behind.

If you’d like any help to plan a wake after the funeral we are happy to advise you, or take care of any additional planning, from catering to music and flowers, no matter how many guests are anticipated.

A choice of coffins and caskets for every preference

Coffins and caskets are available for every preference and budget. Whatever you would like – no matter how unusual – we can explore the options with you, guiding you to ensure the coffin or casket is just right and it complies with any limitations set by the crematorium or cemetery. Our range is environmentally friendly and with the exception of the metal caskets, they are all suitable for burial or cremation.

About Us

Known throughout our local communities for the highest standards of compassionate care

When you place your trust in Armours Funeral Service you can expect the highest standards of professionalism, and a truly distinct service. The role of our funeral director is to ease the stress and burden of decision-making, to listen carefully so that we may offer you expert guidance and provide you with a single point of contact who is always on hand to ease any worries or uncertainty with compassion and practical help.

Brian A Armour

Brian A Armour

Funeral Director
Oliver A Armour

Oliver A Armour

Funeral Director (Dip. FD)

Comparing Funerals Costs

No two funerals are the same. And no two funeral directors are the same either.
At Armours Funeral Service, our prices include many of the funeral elements that other providers add on as extras. To help you compare like-for-like, here’s our guide to pricing.

Add-ons, extras or included as standard?

Armours Funeral Service doesn’t charge extra for:

  • Coming to your home to make arrangements
  • Out of hours attendance
  • Collecting clothing locally
  • Family viewing
  • Saturday morning funerals
  • Additional staff
  • Delivery of ashes locally
  • Online obituary

Other factors to consider:

  • Experience of staff
  • Quality of reputation
  • Standard of facilities
  • Quality of fleet
  • Professional accreditation

View Brochure

We’re here to help you when you need us the most. 
Feel free to visit us in branch to meet our team, see the premises and ask any question you want.

 Traditional Service

 Simple Service

 Sunrise Service




99 Main Street, Ayr KA8 8BU

t: 01292 286113
e: info@armoursfuneralservice.co.uk


33 Templehill, Troon KA10 6BQ

t: 01292 311800
e: info@armoursfuneralservice.co.uk

© Copyright 2020 Armours Funeral Service   |   Website Design Adworks